ACT Tutoring Right For You

Is Online SAT/ACT Tutoring Right For You SAT/ACT Prep Online Guides and Tips You realize you need coaching, yet do you go with face to face mentoring or web based mentoring? At the present time, I can for all intents and purposes hear the face some of you simply made at the possibility of web based coaching (truly, the face was so terrible it really made a commotion). The world is loaded with desperate alerts about the issues with web based learning. â€Å"How can you learn if you’re not in there face to face with your educator? Won’t you simply slack off?† On the opposite side of the issue are individuals like me, whose responses to finding out about internet mentoring are more along the lines of Charm! No movement time implies I get the chance to invest more energy doing non-SAT/ACT-related things! To assist you with improving feeling of whether web based coaching is directly for you, I’ve shut out the three territories in which there are critical contrasts among on the web and in-person mentoring. For every one of these regions, I’ll clarify when web based coaching is the privilege choice†¦and when it isn't. include picture credit: Thought in addition to activity by Ben Tesch, utilized under CC BY 2.0. Quality The principal measurement to consider while picking a technique for mentoring is that of value: what level of guide do you need? This may appear to be a wry inquiry, since regardless of the coaching strategy you go with, you clearly you don't need a BAD mentor. It's significant, be that as it may, when you pick a coaching strategy to consider precisely what you need to escape mentoring. We'll have an article up soon on the best way to locate the best coach for you. Do you need guides to assist you with new experiences into test substance, procedures, and that's just the beginning? Provided that this is true, web based coaching is most likely the most ideal choice for you. Why? Close, far, any place you are on the planet, web based coaching permits you to get to great mentors. I will be brutually legit: on the off chance that you aren’t in a top city for training like New York or Boston, you don’t approach the nation’s top coaches. This is much increasingly evident on the off chance that you don't live approach a main 5 city by any stretch of the imagination. Try not to go with internet mentoring if†¦ All you need is somebody to screen your test prep, ensuring you're on time and responsible for doing your prep. For this situation, you don't even truly require a coach - you need something increasingly like an examination mate or sitter. Or on the other hand a type of electronic reconnaissance. All you need is somebody to disclose answers to you better than answer keys can. On the off chance that this is valid for you, at that point it bodes well for you to go with a secondary school understudy who's stepped through the examination or comprehends the material. Time and Travel For web based coaching, the street not taken†¦is each street. Consider the time squandered in movement for the normal coaching meeting, for both parent and youngster: a brief drive to and from mentoring for understudy and parent in addition to either an extra excursion from and to the guide and additionally 1 hour of hanging tight for the parent. By the day's end: 1 hour squandered for understudy, 2 hours squandered for parent Web based coaching likewise implies your guide doesn’t need to travel, which will set aside cash for you. How? Suppose I'm a mentor, and I need to drive thirty minutes to and from your 2 hour coaching meeting. Regardless of whether I would ordinarily charge $40/hr to coach understudies on the web or at my home, I will need to charge you $60/hr since I'm losing an hour of potential mentoring time to travel; instead of paying me $80 for a 2 hour coaching meeting, you wind up paying half more ($120/2 hours). In the event that I coach on the web, I can charge exclusively for mentoring time (without collapsing in the cash I'd lose from time spent voyaging). With web based coaching, you just compensation for the mentoring you get. Another advantage is that no compelling reason to travel implies that all your investigation materials readily available †no more overlooking things at home (not that I have broad involvement with this branch of knowledge. Not a chance). At last, internet coaching lets you have greater adaptability when planning your mentoring - you don't need to stress over when you can get a ride, or when you can fit the movement time into your bustling secondary school plan. Don’t go with web based mentoring if†¦ You need to make a trip to get fast web get to, and a coach will come to you/is nearer by. Both parent and understudy have the opportunity to save †all things considered, time spent voyaging may not be an issue Rural drive by pedrik, utilized under CC BY 2.0. One if via land, two if via ocean, three if we’re simply calling to tell you we’re running late ‘cause of the after-school traffic on the roadway. Innovation Online video talk programming and equipment have progressed generously from only 5 years prior. Recordings look sharp and are live, making on the web meetings equivalent in quality to in-person mentoring. Some presentational programming even lets mentors show conditions and graphs, which thusly can make SkypeTM coaching much more successful than in-person mentoring. A valid example: it’s path simpler to draw impeccable circles and graphs and control conditions on a PC than on paper with a pencil and compass. Don’t go with web based coaching if†¦ You have ZERO access to fast web. On the off chance that you live in a country zone or some region where the main web you have is dial-up (lodge in the forested areas in the lower regions of the Sierra Nevadas, for instance), web based mentoring will presumably not work for you. You don’t have a PC and additionally have at no other time utilized a webcam. Indeed, even you have the innovation, however are not happy with it, you might need to hold off on web based coaching. Not certain if the innovation will be a boundary? Go with web based mentoring that offers a full unconditional promise for the primary meeting and ensure there are no hiccups. The Bottom Line There are surely genuine motivations to loathe internet mentoring. On the off chance that you... Don’t care about quality Don’t have simple access to fast web Aren’t alright with the innovation utilized ...at that point it bodes well not to get internet coaching. Notwithstanding these special cases, be that as it may, internet coaching is similarly as successful as, if not more viable than, customary in-person mentoring. We’re especially certain of this at PrepScholar as a result of the nature of our mentors. What’s Next? What amount would it be advisable for you to pay for a SAT/ACT Tutor? Utilize our rules to assist you with framing a sensible spending plan. Not certain in the event that you ought to go with a mentor or simply do online prep? We have the article for you. For additional on the most proficient method to pick the best online prep, read our compact guide. Need to quit fooling around about improving your SAT/ACT score? Our mentoring administration is intended to be the best in the country. We enlist the best coaches from the nation over. This is then combined with our exclusiveonline drillingprogramthat gives your mentor total understanding into your advancement to plan the best meetings. Consider what improving 160 focuses on your SAT, or 4 focuses on your ACT, can accomplish for you. Become familiar with mentoring now:

The Color Purple Essay Example | Topics and Well Written Essays - 750 words

The Color Purple - Essay Example One of the unmistakable topics of the novel is the level of concealment of the female African voice in mid twentieth century American culture. This is generally obvious from the occasions and conditions in the life of the hero of the story, Celie. During her immature years, she was over and again assaulted and sweared at by her stepfather. She even bears his kid through the entire term, after which the kid is removed and apparently murdered by her stepfather. The mistreatment and vilifying disposition showed by her stepfather is evident in the accompanying entry: Well, next opportunity you come you can take a gander at her. She appalling. Try not to try and appear as though she family to Nettie. In any case, she'll make the better spouse. She aint keen either, and I'll simply be reasonable, you need to watch her or she'll part with all that you own. Yet, she can work like a man. (The Color Purple, Part 1, 1982) If this was awful enough, the unfurling occasions of her grown-up life ar e similarly disheartening and discouraging. Her turbulent grown-up life is tied in with discovering harmony and quiet in a presence that is continually compromised by the oppressive spouse Albert, while likewise exploring the enthusiastic turmoil cause by her sexual fascination toward Shug. Accidentally, however, her mystery relationship with Shug serves to free Celie to some extent, as she figures out how to act strikingly and decisively like Shug. Be that as it may, the reality remains that the degree of misuse endured by Celie isn't just stunning yet additionally contacts the constraints of individual resistance. Another significant topic/image in the book is that of God, to whom Celie composes letters normally, seeking vainly after kindhearted awesome mediation in her life. In all the fate and misery that is Celie’s life, the thought of God extends the main relief and expectation. Celie’s letters routed to God is likewise a viable abstract gadget utilized by Alice Walker. Through the course of the novel’s account, one can perceive how Celie’s translation of God step by step advances. From the start, her perspective on God is that of an amazing white male. This gullible portrayal is a result of her own past encounters and the structure of American culture at that point. For instance, she notes in one of her previous letters: No doubt, I state, and he give me a lynched daddy, an insane mom, a lowdown pooch of a stage dad and a sister I most likely won't ever observe again. In any case, I state, the God I been supplicating and writing to is a man. Furthermore, act simply like the various mens I know. Silly, absent minded and lowdown. (The Color Purple, Part 4, 1982) But the companionship with Shug encourages Celie to dispose of this view to a more nuanced comprehension of God †one who is past sexual orientation, race, time or space. What Alice Walker attempting to show the peruser is the developing development and liberation o f Celie through the substance of her letters. As it were, her letters uncover the development and stirrings of freedom inside. In addition, the letters go about as incredible religious images, drawing upon the rich custom of Christian epistolary. At last, the shading purple is likewise a topical component in the story, for it speaks to the agony and enduring suffered by Celie. Drawing upon the maxim ‘beaten dark and blue’, purple represents the shade of coagulated blood. It is additionally an image of Celie’

British TV Drama :: essays papers

English TV Drama Whatever degree has British TV show added to an open talk on major political and social issues, both in the ongoing past and during the 1960s. Kindly draw on explicit models in introducing your contention. In this exposition I will talk about how political and social issues have been brought up in British TV show and furthermore how they identify with open talk in Britain. I will examine TV shows, for example, Our Friends in the North, Talking to a Stranger, Cathy Come Home, and Boys from the Blackstuff. There are different issues, which could be recognized as social and political in a TV dramatization, some of them are race, ethnicity, class and sex. A great many people are affected by TV, accepting what they see to be ‘real’ so it is valuable to make a fruitful program on hard-hitting issues as it will have profound effect on the crowd. From the mid-50s on there has been an expansion in unique TV dramatization with a more extensive intrigue. The inclination for unique dramatization was a response to the theatre’s distraction with white collar class concerns. So the ‘angry youthful men’ writers were built up. They expounded on ‘real’ issues, about ‘problems looked by the individuals from a more extensive crowd in their every day lives’. This can be found during the 1960s, with the appearance of imaginative dramatizations, for example, Cathy Come Home and Talking to a Stranger. During the 50s, 60s, 70s and 80s developers were facing challenges permitting new ability space to develop, however now TV dramatization will in general be more classification based. Jeremy Sandford’s Cathy Come Home (1966) purchased the issue of vagrancy into the public’s eye by indicating Cathy’s slide into neediness and despondency. Cathy Come Home is ‘deeply worried about parts of our general public and manages the predicament of the appalling, the misjudged, the ignored’. Approaches were instantly changed after this program was disclosed; the destitute cause ‘Shelter’ framed four days after Cathy Come Home was screened. Cathy Come Home utilized an inventive narrative style by utilizing lightweight cameras and by making the move out of the studio. The executive Ken Loach dismissed the utilized of the studio and rather picked 16mm film. Cathy Come Home offered ‘a cruel and shaking authenticity which relied upon fiery altering, imaginative utilization of sound and discourse, and methods acquired from narrative.

Government Of Malaysia Controlling Housing Speculative - Free Essay Example

In chapter 1 and 2 it has already been discussed by way of introduction and Lending Value Rate (LTV), Real Property Gain Tax, Stamp Duty Fees and Base Lending Rate (BLR) are the ways to monitor or control housing speculative by government of Malaysia. This section is to examine research methodology and theoretical framework in order to understand the nature of the research problems. This framework is to test the relationship between independent variables and dependent variables. Questionnaire design and method of data collection will be discussed. At the same time, population and sample size will be covered in this chapter. Therefore, this study is to investigate and to understand the way of control or monitor by government of Malaysia in housing speculative whether effective. This selection of research methodology is very important in ensuring all information and data received will assist in meeting the survey objectives. This chapter focuses or the reason for and choices made in research design. The various stages of the research are as below. 1.Determining the Research Design 2.Type of Investigation 3.Identifying the Time Horizon 4. Data Collection Method Figure 3.1 Steps in Research Methodology With virtually all research there has to be some compromise between the ideal and the actual, and this project is of no exception. Despite setting out with very detail plans for the research design, various factors intervened and impacted on the methodology. 3.2 Theoretical Framework Theoretical Framework is a collection of interrelated concept but not necessarily developed to become a confirmed theory. Thus, it is obviously critical in deductive, theory-testing sorts of studies such as (1) Applied versus Basis research (2) Exploratory versus Confirmatory research (3) Quantitative versus Qualitative research. In these studies, the theoretical framework should be very specific and well organised. The objective of the theoretical framework is to aim at the control or monitor housing speculative by government Malaysia whether effective. Schematically diagram of theoretical framework below represent the ways to monitor and control housing speculation by government of Malaysia. Loan to Value Ratio Base Lending Rate Control or monitor Housing Speculative by government of Malaysia. Capital Gain Tax for Property Increase Stamp Duty Fees Dependent Variable Independent Variable Figure 3.2: Schematic Diagram of the Theoretical Framework Generally, research can be categorized into two styles of variables which are dependent variable and independent variable. A variable is a concept that can vary or have more than one value. It certainly affect the outcome if any measurement taken. Hence, it is important to define the variables for the research purpose. The illustration above showed that the independent variables which consist of loan to value ratio, base lending rate, capital gain tax on property and increase stamp duty fees influences the direction and the volume of change of the dependent variable, which is the control or monitor housing speculative by government of Malaysia. 3.2.1 Independent Variables Blundell and Stephen (1998) defined independent variables as the presumed cause of some changes in the dependent variables. In the scientific experiment, one cannot have a dependent variable without any independent variables. The independent variables of this research are the ways of loan to value ratio, base lending rate, capital gains tax on property and increase stamp duty fees. 3.2.2 Dependent Variables Copper Schindler (2003) mentioned that a dependent variable is a criterion or a variable that is to be predicted or explained. In this research, there is only one dependent variable which is the control or monitor housing speculative by government Malaysia. 3.3 Hypotheses There are four hypotheses are being proved: Set No. Hypotheses SET 1 Ho There is not possible loan-to-value ratio to control or monitor housing speculative by government Malaysia. H1 There is possible loan-to-value ratio to control or monitor housing speculative by government Malaysia. SET 2 Ho There is not the way of Base Lending Rate to control or monitor housing speculative by government Malaysia. H1 There is the way of Base Lending Rate to control or monitor housing speculative by government Malaysia. SET 3 Ho There is not the way of Capital Gains Tax for Property to control or monitor housing speculative by government Malaysia. H1 There is the way of Capital Gains Tax for Property to control or monitor housing speculative by government Malaysia. SET 4 Ho There is not the way of using Increase Stamp Duty Fees to control or monitor housing speculative by government Malaysia. H1 There is the way of using Increas e Stamp Duty Fees to control or monitor housing speculative by government Malaysia. Figure 3.3 Statements of Hypotheses 3.4Research Design Kinnear and Taylor, (1996) define that research design is the basis plan that guide the data collection and analyzing phases of the research project. 3.4.1 Nature of Research This research project was initially conceived as a piece of qualitative paper, based on exploring several sources which includes range from articles, journals, websites and texts to identify the research topic. As mentioned before, the research started in November which makes use the exploratory research to analyze the effectiveness of the ways to monitor and control housing speculation by government of Malaysia. Drawing on the literature review, a series of exploratory research carried out by the researcher in order to collect qualitative information in helping to build a conceptual foundation. Therefore, the researcher was explored various sources to gather in order to identify the research topic. 3.5 Research Approach There were two sources of data collected for this research. The first stage of field research involved self à ¢ÃƒÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã… ¡Ãƒâ€šÃ‚ ¬administered questionnaire. The questionnaires were distributed to the respondents chosen at random at various locations. Following the second stage involved secondary data which involved articles, journals, websites and texts. 3.5.1 Primary Data Research Questionnaire Design According to Coourh and Housden (1996), questionnaire research has four main purpose (1) to collect relevant data, (2) to make data comparisons, (3) to minimize bias and (4) to motivate the respondents. Following the literature review, questionnaires (refer Figure 3.0) were developed to determine the extent of the effectiveness of the ways to monitor and control housing speculation by government of Malaysia. The unstructured questionnaire can be divided into two sections. Sections A included 4 questions regarding the profile of respondents such as age, gender, marital status, education level, occupation and salary range. Section B require the respondents to analyze the effectiveness of the ways to monitor and control housing speculation by government of Malaysia. This is consists of the statements on the four independent variables which are loan to value ratio, base lending rate, capital gains tax on property and increase stamp duty fees and one dependent variable that are me asured in the questions. Sampling Design and Population The current study explores the effectiveness of the ways to monitor and control housing speculation by government of Malaysia. The respondents involved in this research study were selected from the population with the specific target at those banker, accountant, auditor and tax agent in Penang and Kuala Lumpur. They were drawn from different background. There were 60 randomly selected respondents in this research study. 3.5.2 Secondary Data The second stage of research consisted of review on the researches which had been carried previous researchers which were classed as secondary data. According to Webb (2002), secondary is data useful to secure reliable and valid information. There are several compelling reasons to do so. Firstly, to avoid bias of the questionnaire research, it makes good sense to exhaust secondary date for the purpose of providing guidance and satisfying the overall objectives of this research. This is because according to Green, Tull and Albaum (1998), secondary data may solve and obliterate the problem that may be encounter in primary research. Majority 80 percent of the secondary data are found through the internet, in professional journals and newspapers, in reference books from E-book written by giving true evidence. The information from secondary data can be accurate because it published and supported by researchers. Another 20 percent of the secondary data obtained from other resources . Using secondary data in this research are time saving and convenience compare with primary data. Besides that, primary data is also too costly. Hence, the research can be successfully carried out by using secondary data to support.

The Middle East Conflict in Journalism Essay - 1619 Words

The Middle East: Conflict in Journalism Before beginning my essay, â€Å"The Middle East, Conflict in Journalism†, I would like the reader to read a few terms. These are merely food for thought, do whatever with them you wish. Conflict: A state of disharmony between incompatible or antithetical persons, ideas, or interests; a clash. (The American Heritage) War: A state of open, armed, often prolonged conflict carried on between nations, states, or parties. The period of such conflict. The techniques and procedures of war; military science. (The American Heritage) Journalism: The collecting, writing, editing, and presenting of news or news articles in newspapers and magazines and in radio and†¦show more content†¦That being said, I’ll shall no present my paper†¦ Conflict, War, and Journalism. Conflict has followed human history as far back as it reaches, into the early B.C. age. A conflict can be between multiple people, groups, and nations. When two or more nations have a conflict, it sometimes deteriorates into a war. War has evolved since humanity gave it birth, from the early phases lacking of information to the more advanced phases of complex formations and tactics. For many a millennia conflict and war have gone hand and hand, but entering the second millennia A.D., an evolution entered the scene of conflict and war in the form of Journalism. Journalism today plays a big part in war. It presents the people of a nation with information about the war, casualties from the war, and other important occurrences. Ideally, journalism should be obtained and presented from a non-biased point of view, this meaning all sides of an issue should be covered equally, so that every group has their voice heard. Unfortunately, thanks to prejudice, nothing can ever meet up to the exact ideals of today’s world. Prejudice is an unrelenting force in the world. Looking all around, you can find examples of prejudice even in our own country. Racism, gender,Show MoreRelatedAl Jazeera and CNN1741 Words   |  7 Pagessensitive topic, especially for a news outlet situated in the Middle East, that Al Jazeera became a major player on the delivery of major events and topics on a global news platform. It is the freedom that Al Jazeera faces, due to a lack of responsibility to advertisers, that allows Al Jazeera to maintain this image that makes other news outlets think that â€Å"if we don’t air that story, Al Jazeera will.†6 In the past 10 years the Middle East has been under the critical spotlight of U.S. media conglomeratesRead MoreEthical Dilemmas Regarding Technology : Ethical Dilemma1596 Words   |  7 Pagescameras. For example, while on an assignment in the Middle East, Dr Gupta gave a treat to a little boy of two years. Further, he examined patients at the glare o f cameras during the aftermath of the Haiti earthquake of 2010. 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In the Mesopotamia Culture the region they live in has unpredictable floods, droughts, and storms that canRead MoreThe Process Of Conflict Resolution1573 Words   |  7 PagesIntroduction The process of conflict transformation includes numerous types of practices and approaches. It is crucial for a conflict resolution practitioner to be able to self-assess the entire practice of intervention to get a clear notion of why the approach that has been used was successful or caused fail. Conflict interveners whose practices are well established on theories of conflict resolution and ongoing researches need to refine their assumptions and skills through an extensive processRead MoreFacebook And Its Effects On The World Of Twitter1607 Words   |  7 Pagesadvertised in there posts In a time were society is so focused on immediate and video based media such as twitter solid investigative journalism is imperative. In an editorial posted in the Australian, titled â€Å"So Twitter is ruining journalism? 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The perception of Arabs and the Islamic religion has created a system in which prejudices and stereotypes worked their way so thoroughly into literature, education, history, language, and social mores that they seem to govern the conflict as much as they are created by it, while newspapers and television news play a major role in the way we perceive Arabs and the Islamic religion. Movies, books, and sitcoms also play a major role in shaping these stereotypes. Popular films such asRead MoreBearing Witness Or Bearing A Higher Moral Gro und?3212 Words   |  13 PagesBearing Witness or Bearing a Higher Moral Ground? The Paradox of the War and Disaster Journalist of our time Bearing witness in contemporary international journalism ‘’When the people responsible for explaining the world to the world, journalists, cover the Jews’ war as more worthy of attention than any other, when they portray the Jews of Israel as the party obviously in the wrong, when they omit all possible justifications for the Jews’ actions and obscure the true face of their enemies, whatRead MoreThe Cnn Effect : An Exploration Of How The International Media1732 Words   |  7 Pagesglobal news channels, sport channels and even the music channels. All this could be attributed to CNN and its growth has further caused CNN International to have five networks that serve different parts of the world and these are one, Europe, the Middle East and Africa two, North Asia and the Pacific three, South Asia four, Latin America and five the Northern America (Dominick, 2011). Media effect could be deemed as our reaction to various forms of items we watch or hear from the media. Media effectRead More News Coverage of September 11th, 2001 Essay1649 Words   |  7 Pagesacts of terrorism. The dangers posed by religious extremist were being carried out on national and international news outlets live in front of millions if not billions of people worldwide. The events that occurred on this day changed the way journalism was practiced both by U.S. and foreign media outlets. This essay examines how domestic and foreign news stations covered the events of 9/11. As the events unfolded right in front of the eyes of America the framing of the news that day was done

Fi516 Advanced Finance Essay - 1336 Words

Study Guide for Final Exam 1. (TCO B) Which of the following statements concerning the MM extension with growth is NOT CORRECT? (a) The tax shields should be discounted at the unlevered cost of equity. (b) The value of a growing tax shield is greater than the value of a constant tax shield. (c) For a given D/S, the levered cost of equity is greater than the levered cost of equity under MMs original (with tax) assumptions. (d) For a given D/S, the WACC is greater than the WACC under MMs original (with tax) assumptions. (e) The total value of the firm is independent of the amount of debt it uses. (Points: 20) 2. (TCO D) Which of the following statements is most CORRECT? (a) In a private placement, securities are sold†¦show more content†¦(b) An increase in the personal tax rate is likely to increase the debt ratio of the average corporation. (c) If changes in the bankruptcy code make bankruptcy less costly to corporations, then this would likely reduce the debt ratio of the average corporation. (d) An increase in the companys degree of operating leverage is likely to encourage a company to use more debt in its capital structure. (e) An increase in the corporate tax rate is likely to encourage a company to use more debt in its capital structure. (Points: 20) 4. (TCO G) Chapter 7 of the Bankruptcy Act is designed to do which of the following? (a) Protect shareholders against creditors. (b) Establish the rules of reorganization for firms with projected cash flows that eventually will be sufficient to meet debt payments. (c) Ensure that the firm is viable after emerging from bankruptcy. (d) Allow the firm to negotiate with each creditor individually. (e) Provide safeguards against the withdrawal of assets by the owners of the bankrupt firm and allow insolvent debtors to discharge all of their obligations and to start over unhampered by a burden of prior debt. 2. (TCO I) Suppose one British pound can purchase 1.82 U.S. dollars today in the foreign exchange market, and currency forecasters predict that the U.S. dollar will depreciate by 12.0% against the pound over the next 30 days. How many dollars will a pound buy in 30 days? (a) 1.12 (b)

Corporate Governance Jordanian Industrial Companies

Question: Part 1 Assessment Criteria: Demonstration of knowledge of the issues and evidence of wide reading to support your analysis Demonstration of your ability to apply the knowledge to identify keys issues leading to your recommendations Evidence of sound reasoning and the exercise of professional judgment to support your recommendations Development and statement of concise recommendations for presentation to the Chairman and shareholders Overall structure and professional presentation of the report to the Chairman and shareholders High quality written communication of concepts and terms in ordinary English as not all shareholders can be assumed to be professionally competent in corporate governance Required Assume you have been engaged as a corporate governance consultant to a board of directors of a public company listed on the stock exchange. Your assignment is to prepare a report to be submitted to the Chairman of the board explaining and analyzing how the company should define and delineate the separate roles, duties and responsibilities of the companys board of directors from those of the CEO. Your report should contain specific recommendations on the separate roles of directors and the CEO. The Chairman has specifically indicated that she intends to make your report available to shareholders of the company and that the document will be published on the companys web site. Part 2 Assessment Criteria: Demonstration of knowledge of the issues and evidence of wide reading to support your analysis Demonstration of your ability to apply the knowledge to identify keys issues leading to your recommendations Evidence of sound reasoning and the exercise of professional judgement to support your recommendations Development and statement of concise recommendations for presentation to the AICD Overall structure and professional presentation of the report to the AICD High quality written communication of concepts and terms using language for an audience that is assumed to be professionally competent in corporate governance. Answer: Part 1 Executive Summary The present business culture wars between government, regulatory bodies and the board of directors are emphasizing the need to define roles and responsibilities in a company. As per the case between Westpac Banking Corp and ANZ Banking Group, the regulators are accused of turning out to be a culture police. The main objective of the report is to assign separate roles, duties and responsibilities to the company directors as well to the Chief Executive Officer (CEO) of the company so as to maintain smooth functioning of the business and its culture along with projecting a brighter image of the company to the stakeholders. Analysis of Defining and Delineating Separate Roles and Responsibilities of the Companys Board of Directors from those of the CEO The disputes in assigning and performing roles and responsibilities for board of directors, management professionals and shareholders of the company have resulted in creating a disturbance in the general prosperity of the company. According to the chairman Greg Medcraft of Australian Securities Commission, the directors should not be held criminally responsible for any disobedient culture of the company. Creating a healthy business culture is the responsibility of the CEO of the company who is also directly accountable for the matters related to business. The functioning of corporate governance depends on the board of directors structure, techniques, methods, roles and responsibilities. Therefore, the board of directors is considered as a vital part of the corporate governance. Appointment of directors is done by the shareholders who are the policy-makers of the company (Jan Sangmi, 2016). From the scenario of the case, it is observed that the directors of the companies are showing their concerns about their roles and responsibilities and are not ready for any kind of changes implemented in holding directors accountability for wayward culture of the company. The roles of board of directors should be focused on three main areas. First, the policy-making in which the directors are to make policies which distinguish the responsibilities and roles among the board and other management professionals. Secondly, decision-making by which directors are to make decisions regarding agreements with other organizations and thus delegate the powers of maintaining prosperity in the company to others. Thirdly, the role is not to oversight in which directors are to do the supervision and not to manage the organization (Arnwine, 2002). The general duties of the directors include the endorsement of success of the business, to exercise and emancipation the power of the company and to show care and carefulness for the company (Waller, 2012). The responsibilities of directors are to monitor the performance along with affairs of the company, to manage the company properly, to ensure good corporate governance and to describe the structure for authority delegation to management (Aina, 2013). According to the Australian Financial Review (April 2016), Patrick Durkin, directors of boards advised that the defiant culture of the company should be managed by the CEO and not by the directors. The separate roles and responsibilities of the CEO in consideration of the case are to manage the company, and to perform the power as well as strategies given by directors to strengthen the decision making policy, to take responsibility and accountability for decisions, to face the consequences related to the moral and legal act of the com pany (Ferrell Ferrell, 2011; Kakabadse, 2006). As stated in the case by founder and director of IBIS World, Phil Ruthven, if right kind of strategies was made to assign the roles and responsibilities for CEO, the problem of passing matters as an excuse to higher authorities will be sorted out. Specific Recommendations Made for the Separate Roles of Directors and the CEO For smooth function of a company both directors and CEO should come into common understanding of the business strategies. Though directors and the CEO should function for the success of the company but their roles and responsibilities are to be separated. The role of directors should not only to lead the meetings but should encompass establishing proper communication with the CEO. Directors should avoid the over engagement in the management proceedings and hence pass on the responsibilities of managing company to CEO. Directors should continuously monitor the performance and progress of the CEO in order to develop better strategic plan for the company. As per the scenario presented, directors should make an organizational structure more efficient to limit liability of decline in cultural harmony of the company to CEO (Arnwine, 2002). The directors active participation in setting board agenda would be fruitful for managing information flow of the company (Gabrielsson, Huse, Minichill i, 2007). On the other hand, CEO plays a vital role in business operations. CEO should be given an independent authority so as to involve in decision-making process more effective. The roles of CEO should be separated for better corporate governance. The CEO should be allowed to make suggestions to the directors and at the same time disapprove of the wrong decisions imposed to him. Proper communication channel should be initiated for the CEO to make efficient interactions with the directors. The CEO should work more on the objective of the company than the personal interest (Brickle, Coles Jarrell, 1997). An ethical working environment should be created by the CEO to manage the salvo in the company. The CEO should not show any kind of waywardness to the top management as directors are the ultimate governing entity of the company. The directors as well as the CEO of the company should enhance their relationship for the accomplishment of the organizations aims. Self-interests of dire ctors and the CEO should not collide to maintain peace in the company. The preferences of the directors and the CEO should be focused on serving stakeholders attention. The directors should not try to influence the behavior of the CEO by using its top management power. CEO of the company should completely work on improvement of the culture of the business to uphold strong and better coordination between the management professionals. The buck stops with the CEO unless there is equal participation of directors. Community and public relations should be highlighted by directors and the CEO in order to project organizations mission, programs, strategies and positive image to the stakeholders. Part 2 Executive Summary Corporate governance is concerned with efficient decisions taken by the managers that result in positive outcomes, which is beneficial for the stakeholders. The need of good corporate governance is determined to be of paramount substance at present day organizations because of the separation between management and the owners. The protection of the interests of the investors is a feature of a good corporate strategy. If the investors do not get adequate returns of their investment, they will take no more interest in investing (Al- Haddad, Alzurqan Al_Sufy, 2011). Corporate governance ensures the establishment of control mechanisms, which ascertain that the money of the investors is not invested in wasteful projects (Drobetz, Schillhofer Zimmerman, 2003). Relation between Corporate Governance and Return of Investors It is believed that a good corporate governance strategy tremendously contributes to increasing the returns of the company. In the presence of a weak corporate governance strategy, a manager can exploit his/her power to fulfill personal interests at the expense of the investors. It is argued that if the cash flows and opportunities of investment exist in a company, a positive dividend payout ratio will gear up the price of the share. The managers oriented towards growth tend to overinvest and pay less dividends (Gugler, Mueller Yurtoglu, 2004). In a survey conducted by McKinsey, it is found that if in a nation the law does not protect interests of the shareholders, they prefer to invest in companies that have strong corporate governance (Chen, Chen Wei, 2009). In most of the advanced economies, the corporate governance strategy involves proper funding of the companies from the investors along with ensuring return of the investors profit. A contract between the managers and the inve stors ensures the ways in which the funds are invested along with specifies about the allocation of profits between the management and investors. To overcome the problem of unanticipated events, certain residual control rights are alienated among the managers and the investors that give rights of decision-making. At the time of funding, the investors generally take all the control rights but because they are not equipped enough to take decisions like managers, so certain portion of residual rights are given to the managers. Now, the role of corporate governance lies in the fact that it sets a limit to the residual control rights of the managers (Shleifer Vishny, 1997). The Australian Institute of Company Directors (AICD) can make the investors understand the significance of a sound corporate governance strategy in protecting their interests. The investors are not willing to consider the importance of corporate governance in the investment decision because they might be thinking tha t the governance of companies always gives a chance for exploitation for the managers. It seems that the investors think that higher sales growth is not always possible due to good corporate governance. However, the investors should be made apparent the fact that a good governance strategy will increase the profit and the value of a firm. The company that has good corporate governance is also able to pay a higher amount of cash to the shareholders. Good corporate governance is also associated with effective compensation to the executives and directors, in the form of options in stock (Brown Caylor, 2004). The investors especially the small investors may be of the view that governance strategies believe in giving benefits to directors and executives in a way or the other. They should be made realized of the positive effects caused to investors too because of a sound governance. A good corporate governance strategy also helps in making long-term flows of international investment and enhances economic performance of a nation. Proper corporate governance also helps in the effective division of equity shares among the outsider investors and the insider ones. The external investors can gain a control over the activities of the management and insider investors. The stockholders also get a right to interfere in the top-level decision-making because of the policies laid at the governance strategy. The philosophy of core corporate governance addresses two tribulations. One is regarding vertical governance amid the secluded shareholders and the managers. The other one is concerned with horizontal governance amid a secluded shareholder and a controlling shareholder. The challenge that is needed to be addressed by the policy-makers is to make a strategy of governance in such a way so that both the controlling and other stakeholders remain in a win-win situation (Bocean Barbu, 2007). The existing conflicts among the managers and the shareholders seem to be another reason due to which the investors do not consider corporate governance as important in decision-making. The increasing trends of scandals have been raising questions on the effectiveness of corporate governance (Kang, Cheng Gray, 2007). Recommendations The theories and examples suggest that good corporate governance is very essential for proper functioning of a company. Investors get their rights protected by means of a sound governance strategy and the chances of exploitation by a manager get diluted. However, the corporate scandals are reducing the belief in the governance strategies. The reduction in sales growth, as well as increase in compensation of directors and executives are few other features of a governance strategy that have faded away the belief in corporate governance. The AICD must undertake campaigns to educate the investors about the need of sound corporate governance. The main focus should be to give live examples of companies that have witnessed a high growth in profit and shareholders return due to the presence of good corporate governance. The trust of corporate governance can be gained by giving examples of long-term benefits that firms have gained. In the short run, there may be downfall in the performance of a company despite the presence of governance strategy and that can lead to low return on investment. Subsequently, the management can decide that due to low returns, the dividends should be reinvested. 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